خواطر بخصوص المنهج الجديد

[Essam ABDOU]

Dear colleagues,

This brilliant idea of sharing thoughts is worth the time and the effort

Why is it dying away?

There are many points of interest already raised for discussion and only 10 people have shared

!!!!!!!!!!!!!!!!!???????????????

[Rahalah]

http://en.wikipedia.org/wiki/Debit_card

ارى اننا ممكن أن نصطلح التسمية كارت مشتريات أو شيك إلكترونى ( مش شرط إن الترجمة تكون مشتملة على كلمة بطاقة )

A debit card (also known as a bank card or check card) is a plastic card which provides an alternative payment method to cash when making purchases. Functionally, it can be called an electronic check, as the funds are withdrawn directly from either the bank account, or from the remaining balance on the card. In some cases, the cards are designed exclusively for use on the Internet, and so there is no physical card.]

The use of debit cards has become widespread in many countries and has overtaken the check, and in some instances cash transactions by volume. Like credit cards, debit cards are used widely for telephone and Internet purchases, and unlike credit cards the funds are transferred from the bearer's bank account instead of having the bearer to pay back on a later date.

Debit cards can also allow for instant withdrawal of cash, acting as the ATM card for withdrawing cash and as a cheque guarantee card. Merchants can also offer "cashback"/"cashout" facilities to customers, where a customer can withdraw cash along with their purchase.

A credit card is part of a system of payments named after the small plastic card issued to users of the system. It is a card entitling its holder to buy goods and services based on the holder's promise to pay for these goods and services.The issuer of the card grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.

A credit card is different from a charge card, where a charge card requires the balance to be paid in full each month. In contrast, credit cards allow the consumers to 'revolve' their balance, at the cost of having interest charged. Most credit cards are issued by localbanks or credit unions, and are the shape and size specified by theISO/IEC 7810 standard as ID-1


http://upload.wikimedia.org/wikipedia/commons/7/70/Smartcard2.png.